Posts Tagged ‘medicare’

Emory Healthcare Has Resources to Help with Medicare Enrollment

Happy senior couple at parkMedicare open enrollment for 2019 starts October 15, which is just a few weeks away. This is an annual period when Medicare recipients can enroll in or change their Medicare coverage. Choosing a Medicare plan has a significant impact on many lives. We want to help answer your questions and simplify the process.

To help our patients and their families understand the different Medicare options, Emory Healthcare has partnered with MedicareCompareUSA to give you the tools and resources you need to make the best choice.

This free, unbiased resource is available Monday through Friday from 9 a.m. to 7 p.m., by calling 1-855-256-1501. MedicareCompareUSA is an independent insurance agency that is not affiliated with the federal Medicare program.

The helpline connects you with professionals who can help you understand Emory Healthcare’s Medicare resources, and help you:

  • Compare and enroll in Medicare plans accepted by Emory Healthcare
  • Sign up to attend a Medicare Education Seminar
  • Review your options during the Medicare Annual Enrollment Period (October 15 through December 7, 2019)
  • Schedule an appointment with a MedicareCompareUSA representative

While the helpline provides a great resource during open enrollment, it will also be available throughout the year along with Medicare Information Seminars, which can help educate people who are turning 65 or even help those who are already enrolled in a Medicare product but want more information.

If you’re turning 65, you have a 7-month period around the time of your birthday when you can enroll for a Medicare coverage — the three months prior to your birthday, the month of your birthday and the three months after your birthday. There are other special enrollment periods which you can learn more about at medicare.gov, the official U.S. government site for Medicare.

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Medicare Educational Seminars at Emory

Whether you’re turning 65, already on Medicare, or helping someone with their coverage, plan to attend a free seminar to get your Medicare questions answered.

Offered at several Emory locations, Medicare Educational Seminars are designed for patients new to Medicare and those brushing up on their benefits. Learn about Medicare Parts A, B, C and D, and the different types of Medicare insurance. Find out if you may qualify for federal and state subsidy programs.

Takeaways from the Basics of Medicare Coverage Live Chat

medicare-250x250Now that the annual open enrollment period for 2017 Medicare coverage has begun, it’s important to know the A,B,Cs and Ds of Medicare.  We hosted an online chat on Tuesday October 18 about “Understanding the Basics of Medicare Coverage” with Chuck Chaput of MedicareCompareUSA and Gita Vatave, General Manager Emory Healthcare Network Advantage to address the basics of Medicare coverage.

We received a lot of great questions from everyone that we were able to answer during the chat. All of the questions and answers can be find in the chat transcript here. We also had a couple of additional questions that we did not have time to answer during the live chat. Below are answers to those questions.

 

Question: How do I know which Medicare plan is best for me?

Chuck Chaput: That is the best question of all. There is no one plan that is right for everyone. Some people chose a Medicare Advantage plan and some people chose a Medicare Supplement. Here is how I review and compare plans with clients. I suggest clients make a list of medications (with daily dosage) and a list of important physicians/facilities; make sure all are included. Then, think about what is most important to you: value, price or comprehensive benefits? Next, what is your travel lifestyle and does the plan meet your travels needs; do you spend significant time each year at a second residence or do you travel a lot? When all of an individual’s preferences, needs and access (doctor and hospital) are met, usually a plan rises to the top.

Question: If I am covered by an employee plan, that would cover Part B and Medicare which I will be required to get at 65 covers Part A. Is everyone required to have Medicare Part D?

Chuck Chaput: No, having a Medicare Prescription plan (Part D), is not a requirement. However, each beneficiary is subject to a Late Enrollment Penalty if they later enroll in a plan. It is a 1% premium penalty (based on national average; $34.10 in 2016) added to your plan’s monthly premium, and calculated by determining how many months you could have been enrolled in a Part D plan but chose not to. It can add up, and I have seen Medicare beneficiaries who have no medications still purchase the lowest priced Medicare Prescription plan in order to avoid the late enrollment penalty down the road.

 

Thank you to all of those who participated. The full chat transcript can be found here.

For more information on these important Medicare enrollment dates or to compare the Medicare plans accepted by Emory Healthcare, please call the Emory Medicare Insurance Helpline serviced by MedicareCompareUSA at (855) 256-1501. You can also learn more by visiting www.emoryhealthcare.org/medicare.

Understanding the Basics of Medicare Coverage Live Chat- October 18

medicare-emailJoin us Tuesday October 18 at 12 p.m. EST for an online chat on “Understanding the Basics of Medicare Coverage” with Chuck Chaput of MedicareCompareUSA and Gita Vatave, General Manager Emory Healthcare Network Advantage.  With the annual open enrollment period for 2017 Medicare coverage opening  in a few weeks (Oct. 15), it’s important to know the A,B,Cs and Ds of Medicare. Topics we’ll cover will include:

  • Overview of Medicare Parts A, B, C and D
  • Explaining Medicare Advantage
  • Differences between traditional Medicare and Medicare Advantage
  • Turning 65 and applying for Medicare
  • How Medicare works if you’re turning 65 but don’t plan to retire

You will have the opportunity to ask questions and get real time answers to general Medicare questions.*

*Please note: In this venue, we will not be answering specific questions about benefits of a particular insurance plan.

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