medicare

Medicare Educational Seminars at Emory

Whether you’re turning 65, already on Medicare, or helping someone with their coverage, plan to attend a free seminar to get your Medicare questions answered.

Offered at several Emory locations, Medicare Educational Seminars are designed for patients new to Medicare and those brushing up on their benefits. Learn about Medicare Parts A, B, C and D, and the different types of Medicare insurance. Find out if you may qualify for federal and state subsidy programs.

Takeaways from the Basics of Medicare Coverage Live Chat

medicare-250x250Now that the annual open enrollment period for 2017 Medicare coverage has begun, it’s important to know the A,B,Cs and Ds of Medicare.  We hosted an online chat on Tuesday October 18 about “Understanding the Basics of Medicare Coverage” with Chuck Chaput of MedicareCompareUSA and Gita Vatave, General Manager Emory Healthcare Network Advantage to address the basics of Medicare coverage.

We received a lot of great questions from everyone that we were able to answer during the chat. All of the questions and answers can be find in the chat transcript here. We also had a couple of additional questions that we did not have time to answer during the live chat. Below are answers to those questions.

 

Question: How do I know which Medicare plan is best for me?

Chuck Chaput: That is the best question of all. There is no one plan that is right for everyone. Some people chose a Medicare Advantage plan and some people chose a Medicare Supplement. Here is how I review and compare plans with clients. I suggest clients make a list of medications (with daily dosage) and a list of important physicians/facilities; make sure all are included. Then, think about what is most important to you: value, price or comprehensive benefits? Next, what is your travel lifestyle and does the plan meet your travels needs; do you spend significant time each year at a second residence or do you travel a lot? When all of an individual’s preferences, needs and access (doctor and hospital) are met, usually a plan rises to the top.

Question: If I am covered by an employee plan, that would cover Part B and Medicare which I will be required to get at 65 covers Part A. Is everyone required to have Medicare Part D?

Chuck Chaput: No, having a Medicare Prescription plan (Part D), is not a requirement. However, each beneficiary is subject to a Late Enrollment Penalty if they later enroll in a plan. It is a 1% premium penalty (based on national average; $34.10 in 2016) added to your plan’s monthly premium, and calculated by determining how many months you could have been enrolled in a Part D plan but chose not to. It can add up, and I have seen Medicare beneficiaries who have no medications still purchase the lowest priced Medicare Prescription plan in order to avoid the late enrollment penalty down the road.

 

Thank you to all of those who participated. The full chat transcript can be found here.

For more information on these important Medicare enrollment dates or to compare the Medicare plans accepted by Emory Healthcare, please call the Emory Medicare Insurance Helpline serviced by MedicareCompareUSA at (855) 256-1501. You can also learn more by visiting www.emoryhealthcare.org/medicare.

Emory Healthcare offers Medicare Information Helpline

medicare-250x250Medicare open enrollment for 2017 starts Oct. 15, which is just a few weeks away. This is an annual period when Medicare recipients can enroll in or change their Medicare coverage. But for many, choosing a Medicare plan is confusing.

  • Should you go with traditional Medicare?
  • Do you need a supplemental plan to cover your costs?
  • What is Medicare Advantage and how is it different from traditional Medicare?
  • What’s the difference between Medicare parts A, B, C and D?

To help our patients and their families sort through these questions, Emory Healthcare, in partnership with MedicareCompareUSA, has launched a Medicare Information Helpline.

This free, unbiased resource is available Mondays through Fridays from 9 a.m. to 7 p.m. by calling 1-(855) 256-1501. MedicareCompareUSA is an independent insurance agency. That is not affiliated with the federal Medicare program.

The helpline connects you with professionals who can help you understand Emory Healthcare’s Medicare resources, and help you:

  • Compare and enroll in Medicare plans accepted by Emory Healthcare
  • Sign up to attend a Medicare Education Seminar
  • Review your options during the Medicare Annual Enrollment Period (Oct. 15 through Dec. 5, 2016)
  • Schedule an appointment with a MedicareCompareUSA representative
  • Get connected with other Medicare patient services offered by Emory Healthcare, including the Emory Coordinated Care Centers and the Healthy Start program.

While the helpline provides a great resource during open enrollment, it also will be available throughout the year, along with Medicare Information Seminars, which can help educate people who are turning 65, or even for those who are already enrolled in a Medicare product, but want more information.

If you’re turning 65, you have a 7-month period around the time of your birthday when you can enroll for a Medicare coverage — the three months prior to your birthday, the month of your birthday and the three months after your birthday. There are other special enrollment periods, which you can learn more about at the medicare.gov, the official U.S. government site for Medicare.

Other Medicare resources at Emory Healthcare

Live Chat on Medicare: On October 18 — from noon to 1 p.m. — representatives from Emory Healthcare and MedicareCompareUSA will host a Medicare Basics Live Chat to help explain Medicare products in real time. The chat is free, open to the public and web-based, so anyone with a computer can attend from their home or office. They can sign up online at here .

Learn more:

Learn more about Emory Healthcare’s Medicare Information Resources
Find Medicare Plans accepted by Emory Healthcare
Sign up for the Medicare Basics Live Chat on October 18, from noon to 1 p.m.